Smart Money

Get Ready for #31daysLWSZ! (Last Minute Challenge Details)

 

The 31 Days of Living Well & Spending Zero challenge starts in just TWO days, and if you are anything like me, you are probably feeling a combination of nervous, excited, and terrified! Thus, I wanted to write one final post to help alleviate any fears and assure you that YES, you really can do this!

I promise it is not as scary as it sounds! (Really!)

For one whole month, we’ll focus on practical ways to rethink our spending habits and discover new ways to use the things we have. We’ll start by planning what we’ll eat, since it is hard to think about anything else when you’re hungry! We’ll then focus on getting our homes in order, creating a soothing space where we enjoy spending our time. From there we will look at ways to creatively use the things we already have on hand, as well as fun ways to get the things we need for free and even make more money. We’ll finish our challenge by looking ahead to the future, since the whole point is to set ourselves up for long-term success.

If you’re nervous about joining because you’ve already made commitments for October, or because you have a birthday or special event planned, or because you don’t have enough food on hand to last a whole month, don’t worry—we’ve got you covered! On Day 1 we account (and budget) for any of those special circumstances, so you can still participate in the challenge without any guilt about “cheating.”

Here are just a few last minute tips to make the most of your month:

1. INVITE YOUR FRIENDS

This challenge is pretty fun on your own, but it can be an absolute BLAST when you do it with friends! Do yourself a favor and give yourself a built-in, local support system. You’ll be able to swap meals, trade ideas, and even pinch-hit for babysitting when necessary.

2. FOLLOW @RUTHSOUKUP ON INSTAGRAM

Just trust me on this one—even if you’re not an “Instagrammer,” it is worth joining Instagram JUST for this month. (Don’t worry—it’s free!) Throughout the month, we’ll be using hashtag #31DaysLWSZ to share tips, thoughts, & ideas regarding the challenge, and every time you share your own photo using that hashtag (as long as you are also following @RuthSoukup) you’ll be automatically entered to win one of our FUN daily prizes!

3. FOLLOW @RUTHSOUKUP ON PERISCOPE

While you’re downloading new apps, be sure to install Periscope (it’s free too!), then search for and follow @RuthSoukup. I’ll be broadcasting live every morning to talk about the day’s challenge, answer questions, and share tips and ideas.

4. CHECK YOUR INK SUPPLY

I don’t really recommend stocking up before the challenge—that does sort-of defeat the purpose—but it IS a good idea to make sure you have ink in your printer, so that you will be able to print and use the great printables we’ll be providing throughout the month.

*   *   *

In the end, the worst that can happen is that you mess up, spend some money, and have to start over the next day. But the BEST that could happen is that you save a TON of money, get your budget in order, and take back control of your finances. Doesn’t the risk seem worth the reward?

( And—dare I say it—it might even be FUN!)

Believe me, I know all too well how stressful it can be to feel like your budget is spinning out of control, and I’ve learned that sometimes hitting the reset button through a month of no-spending is the only way to get a handle on things once again. Over the course of thirty-one simple but powerful daily assignments, this 31 Days of Living Well & Spending Zero challenge will empower and inspire all of us to get our finances back on track.

So are you ready? Let’s do this!

Ruth Soukup

Ruth Soukup is dedicated to helping people everywhere create a life they love by follwing their dreams and achieving their biggest goals. She is the host of the wildly popular Do It Scared podcast, as well as the founder of Living Well Spending Less® and Elite Blog Academy®. She is also the New York Times bestselling author of six books, including Do It Scared®: Finding the Courage to Face Your Fears, Overcome Obstacles, and Create a Life You Love, which was the inspiration for this book. She lives in Florida with her husband Chuck, and 2 daughters Maggie & Annie.

View Comments

  • Hey! I already sent you an email but I thought I would post here too!! With the Periscope videos do you post them somewhere online so those unable to access the app can view them? I use a Windows phone and the app is not in our store yet. Thank you!

  • I've found the best way to have a zero spending month is to have a baby! It seems like everytime we have another child, we don't spend anything for about two months. Too busy to go out and spend money! I bet that is advice you don't find on Pinterest-ha!

  • So excited!!! Just last week, my husband, kids and I decided to go on a 'fast food fast' and not eat out. We are currently working on a 'total money makeover' as a family, and this falls in line perfectly with our plans. Thanks for doing this and offering support for all of us!!!

  • I'm super excited for this! I've been cutting down and trying to not spend on anything unnecessary for a few months, so it will be interesting if this helps me out even more! Really want to buy the physical challenge book, but that would be silly when I can get the emails for free. I can't wait!

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Ruth Soukup

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